Credit-card holders mostly benefited from the landmark Credit Card Accountability, Responsibility and Disclosure Act that first went into effect a year ago, but troubling trends are emerging that could mean higher costs for consumers.

My research with Glenn lead me to this.

"A 2009 federal crackdown on abusive credit card practices has exposed a litany of other ways consumers are being hosed."

Wayne Wrote: Take a look at this article

Frank told me about this and I found this story about it at WWW.YOUTUBE.COM on Friday.